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You’ve decided to live together. It is a huge milestone. Celebrate! And then get down to work. There’s a ton of planning involved in moving, setting up, decorating and sharing your first VeryTogether apartment. How much rent can you afford? The US Housing Department guideline says that your rent should be no more than 25-30% of your gross salary. Landlords interpret this by requiring that your annual income be at least 40 times your monthly rent. If your rent is lower, it will make it easier to pay bills and buy what you need. Your New Address Utilities If your landlord isn’t available, request a newcomer packet from the Chamber of Commerce, listing utilities and other services. Consider putting your utilities in the name of the partner with the better credit. Some utility services will wave a security fee for new accounts if you have a good credit rating. Before You Move In Obtain a written receipt for any security deposit and rent that you pay. Read your lease carefully before signing it! See if your apartment complex has a website. If so, see if they have your floor plan online with its dimensions (for each room). This helps you determine whether or not your furniture will fit and where to put it. Clean the place before moving your things in. Pack a box of crucial items and mark it clearly to unpack first at your new place (toilet paper, pan, pot, bowl, cups, utensils, permanent marker, pen, paper, sheets, etc.). Bribe friends with offers of lunch and undying gratitude to help with move-in day. Stock up on water/Gatorade and keep it flowing. Head to the Library or the Web Consider Painting Take a Deep Breath Shopping Do Not Purchase Furniture Or Appliances On A Payment Plan Check Garage & Estate Sales Be sure you keep your new apartment in good condition and pay your rent on time – it means getting a good reference when moving, and getting your security deposit back.
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Saturday, 26 December 2009
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Saturday, 02 January 2010